Golden Circle CU Smart Card 5.70.2

In today's digital age, safeguarding your debit and credit cards has become essential. This app provides a robust solution for monitoring and managing your card usage effectively. Users can easily download the app to their smartphones and customize alert preferences and usage settings to enhance security.

Alerts for Enhanced Security

The app allows users to set up alerts for both PIN and signature transactions, ensuring real-time notifications regarding debit and credit card usage. This feature aids in the prompt identification of unauthorized or fraudulent activity. Alerts are triggered immediately after a transaction, including notifications for declined transactions, providing users with additional customizable options to meet their security needs.

Location-Based Controls

This application incorporates location-based controls, such as the "My Location" feature, which restricts transactions to merchants within a defined radius based on GPS tracking. Similarly, the "My Region" control allows transactions only from specified geographical areas, which can be adjusted on an interactive map, further enhancing transaction security.

Managing Transaction Limits

Users can establish spending limits to authorize transactions only up to a certain dollar amount. Any attempt exceeding this threshold will be declined. Moreover, the app allows monitoring of transactions across specific merchant categories—ranging from gas stations to grocery stores—and various transaction types such as in-store purchases, e-commerce transactions, mail/phone orders, and ATM withdrawals.

Card On/Off Functionality

The card's "on/off" setting provides another layer of security. When the card is activated (“on”), transactions proceed according to user-defined settings. Conversely, when set to “off”, no purchases or withdrawals are permitted until reactivated. This feature is particularly useful for disabling a lost or stolen card or for curbing spending in case of potential breaches.

Additional Functionalities

The app also facilitates various card-related mobile transactions at any time, including:

• Real-time balance inquiries
• ATM locator services

Benefits of Using the App

• All cardholders can receive alerts to monitor their transactions and safeguard their accounts.
• This platform empowers users to actively manage their finances and exercise control over card usage.
• Parents are afforded the ability to remotely monitor and control their children’s spending habits.